Now is the Time to Plan Your Retirement
When it comes to thinking about your retirement, it’s never too soon to get started.
In an increasingly uncertain financial landscape, now is the time to ensure you have access to the expert retirement advice you’ll need.
More than ever, it’s vital to make the most or your retirement opportunities.
We will help you set up or review your existing retirement strategy.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected. The value may fall as well as rise.
Get in touch
We offer a full range of expert advice and services across all areas of retirement planning.
Whether you’re looking to maximise your pension fund, you’re nearing retirement yourself, or you’re managing employee retirement, speak to us today.
The value of investments with St. James's Place will be directly linked to the performance of the funds selected. The value may fall as well as rise.
Our Services
Our retirement planning advice and services give you the help you need to make the most of your retirement opportunities...
Maximising Your Pension Fund
Maximising your pension fund should play an important part in your planning. We offer help in tapering your annual allowance, carrying forward unused reliefs and protecting your lifetime allowance.
The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief is dependent on individual circumstances.
Planning Your Retirement
Successful retirement planning is about making the right decisions at the right time. We will discuss the opportunities open to you and outline which of our products best fits your circumstances.
Nearing Retirement
As your retirement approaches, getting the right support can make a huge difference. We will give you specialist advice to help you understand everything from pension drawdowns to purchasing annuities.
Self-Invested Pension Plans
Self-Invested Pension Plans (SIPPs) can give a much wider range of investment opportunities than those available through most of the more traditional pension plans, including much greater flexibility.
SIPPs will not be suitable for everybody, and generally only those who are fairly experienced at actively managing their investments should consider this type of investment.
The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of a SIPP can fall as well as rise. You may get back less than the amount invested.
Employees
Planning your retirement puts you in control, meaning you can be confident about your future security. If you don't start planning now, you could outlive your savings, no matter when you intend to retire.
Employers
We work with employers to ensure they understand the pension requirements for their business. Pension legislation has changed in recent years, and the introduction of Auto Enrolment effects all employers.
Self-employed
We offer expert and professional advice to the self-employed, which focuses on your individual requirements. When it comes to pension planning for the self-employed, a bespoke, personal approach is key.
Trustees
We understand the concerns facing trustees and we’ve developed a number of solutions that can help. We will help you create a strategy for incorporating cost-effective actuarial and administrative services.